Simple, transparent pricing
built for loan officers.
One flat price. No per-seat fees, no hidden upsells. Start with a 14-day free trial — no credit card required.
Everything a solo loan officer needs to capture, qualify, and close more leads.
- Up to 2,500 contacts
- 750 AI SMS conversations / mo
- AI auto-replies & lead qualification
- Pipeline & deal management
- Document checklist tracking
- 1 Twilio number
- 3 active campaigns
- Dashboard & basic analytics
- ARV Calculator (free)
- Fix & Flip Calculator (free)
- 1 team seat
- Email support
No credit card required · Cancel anytime
For growing teams. Unlimited everything, custom AI, and integrations.
- Everything in Basic
- Unlimited contacts & SMS
- Custom AI agent prompts
- Up to 5 Twilio numbers + per-workflow routing
- Missed-call auto-text follow-up
- Branded borrower portal
- Rate lock alerts & notifications
- Drip campaigns (unlimited)
- Full email builder
- Advanced analytics & reporting
- GMB integration & AI posts
- ARV Calculator (free)
- Fix & Flip Calculator (free)
- Up to 5 team seats
- Priority support
No credit card required · Cancel anytime
Basic vs Pro — feature by feature
Everything included in each plan, side by side.
Looking for a dedicated mortgage lead generation platform for loan officers? See how Capto turns inbound leads into booked calls.
How Capto stacks up
See why mortgage professionals are switching to an AI-native CRM.
Frequently asked
questions
Choose a plan that fits your business needs and budget. No hidden fees, no surprises — just straightforward pricing for powerful mortgage automation.
Yes — Capto connects to your own Twilio number(s) so you own your numbers and your messaging history. SMS carrier costs (a few cents per message) are billed directly by Twilio. We'll walk you through 10DLC registration during onboarding.
Ready to close more loans?
Start your 14-day free trial. No credit card required, no contracts — just an AI-native CRM built for mortgage professionals.
Start free trial