Founding pricing — early access

Simple, transparent pricing
built for loan officers.

One flat price. No per-seat fees, no hidden upsells. Start with a 14-day free trial — no credit card required.

Basic
$69/month

Everything a solo loan officer needs to capture, qualify, and close more leads.

  • Up to 2,500 contacts
  • 250 AI SMS conversations / mo
  • AI auto-replies & lead qualification
  • Pipeline & deal management
  • Document checklist tracking
  • 1 Twilio number
  • 3 active campaigns
  • Dashboard & basic analytics
  • 1 team seat
  • Email support
Start 14-day free trial

No credit card required · Cancel anytime

Most popular
Pro
$129/month

For growing teams. Unlimited everything, custom AI, and integrations.

  • Everything in Basic
  • Unlimited contacts & SMS
  • Custom AI agent prompts
  • Up to 5 Twilio numbers + per-workflow routing
  • Branded borrower portal
  • Rate lock alerts & notifications
  • Drip campaigns (unlimited)
  • Full email builder
  • Advanced analytics & reporting
  • GMB integration & AI posts
  • Up to 5 team seats
  • Priority support
Start 14-day free trial

No credit card required · Cancel anytime

Plan comparison

Basic vs Pro — feature by feature

Everything included in each plan, side by side.

Feature
Basic
Pro
Contacts & messaging
Contacts
2,500
Unlimited
AI SMS conversations / mo
250
Unlimited
AI auto-replies & lead qualification
Custom AI agent prompts
Twilio numbers
1
Up to 5
Per-workflow number routing
Pipeline & deals
Pipeline & deal management
Document checklist tracking
Loan milestone timelines
Rate lock alerts & notifications
Campaigns & marketing
Active campaigns
3
Unlimited
Drip campaigns
Full email builder
GMB integration & AI posts
Branded borrower portal
Analytics & team
Dashboard analytics
Basic
Advanced
Reporting & exports
Team seats
1
Up to 5
Support
Email
Priority
Start 14-day free trial
Compare

How Capto stacks up

See why mortgage professionals are switching to an AI-native CRM.

Feature
Capto
Jungo
Surefire
BNTouch
AI SMS auto-replies
AI writes as you (personal style)
Speed-to-lead (< 60s response)
Multiple Twilio numbers + per-workflow routing
Built-in GMB & AI posts
SMS-first pipeline
Drip campaigns
Email builder
Pipeline management
Branded borrower portal
Document checklist tracking
Rate lock alerts
No per-seat fees
Transparent flat pricing
Modern dark-mode UI
Start Free Trial
FAQs

Frequently asked
questions

Choose a plan that fits your business needs and budget. No hidden fees, no surprises — just straightforward pricing for powerful mortgage automation.

Yes — Capto connects to your own Twilio number(s) so you own your numbers and your messaging history. SMS carrier costs (a few cents per message) are billed directly by Twilio. We'll walk you through 10DLC registration during onboarding.

Now in early access

Ready to close more loans?

Start your 14-day free trial. No credit card required, no contracts — just an AI-native CRM built for mortgage professionals.

Start free trial