Founding pricing — early access

Simple, transparent pricing
built for loan officers.

One flat price. No per-seat fees, no hidden upsells.
Start with a 14-day free trial — no credit card required.

Solo
$79/month

Everything a solo loan officer needs to capture, qualify, and close more leads.

  • Up to 2,500 contacts
  • 750 AI SMS conversations / mo
  • AI auto-replies & lead qualification
  • Missed-call auto-text follow-up
  • Pipeline & deal management
  • Document checklist tracking
  • 3 drip campaigns
  • 1 Twilio number
  • ARV & Fix-and-Flip calculators
  • 1 team seat
  • Email support
Start 14-day free trial

No credit card required · Cancel anytime

Most popular
Pro
$299/month

For growing loan officers. Unlimited SMS, custom AI, and full automation.

  • Everything in Solo
  • Unlimited contacts & SMS
  • Custom AI agent prompts
  • Up to 5 Twilio numbers + per-workflow routing
  • Branded borrower portal
  • Rate lock alerts & notifications
  • Unlimited drip campaigns
  • Full email builder
  • Goal tracker, agenda & priority contacts
  • Lead-source & response-time analytics
  • GMB integration & AI posts
  • Up to 5 team seats
  • Priority support
Start 14-day free trial

No credit card required · Cancel anytime

Team
$599/month

For mortgage teams. Everything in Pro, plus team management, oversight, and priority support.

  • Everything in Pro
  • Up to 10 team seats
  • Up to 10 Twilio numbers
  • Team leaderboard & performance reports
  • Round-robin lead assignment & shared pool
  • Manager oversight: read all conversations & coach threads
  • Team roles & permissions
  • Bulk contact import + API access
  • Custom domain for borrower portal
  • Dedicated onboarding call
  • Priority support with SLA
  • Quarterly business reviews
Start 14-day free trial

No credit card required · Cancel anytime

Plan comparison

Solo vs Pro vs Team — feature by feature

Everything included in each plan, side by side.

Feature
Solo
Pro
Team
Contacts & messaging
Contacts
2,500
Unlimited
Unlimited
AI SMS conversations / mo
750
Unlimited
Unlimited
AI auto-replies & lead qualification
Custom AI agent prompts
Twilio numbers
1
Up to 5
Up to 10
Per-workflow number routing
Missed-call auto-text
Pipeline & deals
Pipeline & deal management
Document checklist tracking
Loan milestone timelines
Rate lock alerts & notifications
Campaigns & marketing
Active campaigns
3
Unlimited
Unlimited
Drip campaigns
Full email builder
GMB integration & AI posts
Branded borrower portal
Analytics & team
Dashboard analytics
Core stats
Advanced
Advanced
Today's agenda & priority contacts
Goal tracker & response-time analytics
Stuck deals & AI review queue
Lead source breakdown
Contact list CSV export
Team seats
1
Up to 5
Up to 10
Support
Email
Priority
Priority + SLA
Free tools
ARV Calculator
Fix & Flip Calculator
Start 14-day free trial

Looking for a dedicated mortgage lead generation platform for loan officers? See how Capto turns inbound leads into booked calls.

Compare

How Capto stacks up

See why mortgage professionals are switching to an AI-native CRM.

Feature
Capto
Jungo
Surefire
BNTouch
AI SMS auto-replies
AI writes as you (personal style)
Speed-to-lead (< 60s response)
Missed-call auto-text follow-up
Multiple Twilio numbers + workflow routing
Round-robin lead assignment & shared pool
Manager oversight & team leaderboard
Custom borrower portal domain
Goal tracker, agenda & priority contacts
Lead-source & response-time analytics
Built-in GMB & AI posts
ARV & Fix-and-Flip calculators (free)
Rate lock alerts
Branded borrower portal
Document checklist tracking
SMS-first pipeline
Unlimited drip campaigns
Full email builder
Bulk contact import + API access
Transparent flat pricing (no per-seat fees)
Modern dark-mode UI
Starts at $79/mo
FAQs

Frequently asked
questions

Choose a plan that fits your business needs and budget. No hidden fees, no surprises — just straightforward pricing for powerful mortgage automation.

Solo ($79/mo) covers one loan officer: up to 2,500 contacts, 750 AI SMS conversations/mo, 1 Twilio number, 3 drip campaigns, pipeline, document checklists, and the ARV & Fix-and-Flip calculators. Pro ($299/mo) unlocks unlimited contacts & SMS, custom AI agent prompts, up to 5 Twilio numbers with workflow routing, branded borrower portal, rate lock alerts, unlimited drips, full email builder, goal tracker, lead-source & response-time analytics, GMB integration, and up to 5 seats. Team ($599/mo) adds up to 10 seats, up to 10 Twilio numbers, round-robin lead assignment, manager oversight (read all threads), team leaderboard & reports, bulk import + API access, custom borrower portal domain, dedicated onboarding, and priority support with SLA.

Now in early access

Ready to close more loans?

Start your 14-day free trial. No credit card required, no contracts — just an AI-native CRM built for mortgage professionals.

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