Simple, transparent pricing
built for loan officers.
One flat price. No per-seat fees, no hidden upsells. Start with a 14-day free trial — no credit card required.
Solo
$79
/month
$99
Founding price · 5 of 5 spots left
For a loan officer working their own leads.
- 1 seat
- 750 AI conversations a month
- AI replies in your voice, with qualification and booking
- Missed-call auto-text
- Pipeline, document checklists and quiet hours
- Text and email campaigns (3 active)
- 1 texting number
- Email support
No credit card required · Cancel anytime
Pro
Most popular$299
/month
$349
Founding price · 5 of 5 spots left
For producers who want every advantage.
- Everything in Solo
- Unlimited AI conversations
- Unlimited active campaigns and drip sequences
- Up to 5 seats and 5 numbers, with per-workflow routing
- Rate-drop and anniversary texts to past clients
- Google Business posts written with AI
- Advanced analytics and goal tracking
- Priority support
Coming soon: borrower portal
No credit card required · Cancel anytime
Team
Coming soon
For mortgage teams that work leads together.
- Everything in Pro
- Up to 10 seats and 10 numbers
- A shared pipeline and inbox for the team
- Lead assignment and a manager view
- Onboarding call and priority support
We'll let you know as soon as Team launches.
Prices don't include texting carrier fees. Twilio bills those to you directly, usually a cent or two per text.
Optional add-ons
Done-for-you setup
$299one-time
We connect your texting number, handle the carrier (10DLC) registration and set up your AI agent with you.
Book setup500 more AI conversations
Coming soon$29/month
For Solo accounts that need more than 750 AI conversations a month.
Extra texting number
Coming soon$15/month
Another number for a new market or a second line.
Extra Pro seat
Coming soon$49/month
Add seats to Pro beyond the 5 included.
Solo vs Pro, side by side
What each plan includes today. Team is coming soon.
Looking for a dedicated mortgage lead generation platform for loan officers? See how Capto turns inbound leads into booked calls.
Capto vs a generic CRM and a texting app
What most loan officers juggle today, next to one tool built for mortgage.
Frequently asked
questions
Choose a plan that fits your business needs and budget. No hidden fees, no surprises — just straightforward pricing for powerful mortgage automation.
Solo ($99/mo, $79 for founding members) is for one loan officer: 750 AI conversations a month, AI replies in your voice with qualification and booking, missed-call auto-text, the pipeline, document checklists, quiet hours, 3 active campaigns and 1 texting number. Pro ($349/mo, $299 for founding members) adds unlimited AI conversations and campaigns, up to 5 seats and 5 numbers with per-workflow routing, drip sequences, rate-drop and anniversary texts, Google Business posts, advanced analytics and priority support. A borrower portal is coming soon. Team is coming soon too.